Illinois newest state to accept electronic proof of insurance

By Keith Goble, Land Line state legislative editor | 8/28/2013

A new law in Illinois aims to help truckers and other drivers avoid the delay of shuffling through papers in their vehicle to locate their insurance cards.

Gov. Pat Quinn signed a bill into law that allows drivers to provide law enforcement officers with electronic proof of insurance on smartphones and other similar devices when prompted. Effective immediately, drivers will no longer be required to have the traditional paper proof of insurance to avoid a ticket.

The option for digital proof of insurance is growing in popularity. More and more insurance companies offer apps for customers to download on electronic devices.

The trend toward electronic insurance cards is seen throughout the nation.

Illinois is one of 27 states to adopt the policy, according to the Property Casualty Insurers Association of America. Seventeen states have approved electronic proof in 2013.

Missouri’s new law takes effect today and Texas’ rule will be implemented Sunday, Sept. 1.

The Illinois law relieves law enforcement from any liability for damage to an electronic device when it’s presented as proof of insurance. However, law enforcement is prohibited from accessing any other information on the phone or device.

To view other legislative activities of interest for Illinois, click here.

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