Michigan bill could offer older drivers insurance price break

| 7/18/2006

Older motorists in Michigan could get a financial perk for sharpening their driving skills under a bill moving through the statehouse.

House lawmakers voted 106-0 to approve a bill that would allow automobile insurance companies to offer a premium discount to drivers at least 50 years of age. The benefit would only apply to personal vehicles.

Sponsored by Rep. Michael Nofs, R-Battle Creek, the measure provides for the discount if a driver successfully completes a certified traffic accident prevention driver safety course. The safety discount would last for three years. To extend the discount, drivers would need to retake the course.

“This bill provides two key benefits,” Nofs said in a written statement. “First, it helps ensure that we have safe drivers on the road. Secondly, it allows those who take the initiative to keep their driving skills up-to-date, to receive a discount on their auto insurance.”

A companion bill would require the Michigan Secretary of State to certify the safety course if it meets the criteria set in Nofs’ bill.

Sponsored by Rep. Tupac Hunter, D-Detroit, the companion bill – HB5663 – is in the Senate Transportation Committee. The House approved it 102-3.

Nofs’ bill – HB5661 – is in the Senate Banking and Financial Institutions Committee.