A bill awaiting consideration on the floor of the Missouri
House would limit uninsured motorists’ right to sue.
Sponsored by Rep. Brian Yates,
R-Lee’s Summit, the bill would prohibit uninsured motorists who get hit by
other drivers from suing for pain and suffering damages.
Supporters say the measure is
intended to provide an incentive for irresponsible motorists to ante up for
insurance and prevent them from getting a windfall by suing insured drivers.
Missouri residents who get behind the wheel without insurance cost
insured drivers as much as $90 million a year in increase premiums, The
Kansas City Star previously reported.
Yates’ effort would waive
uninsured motorists’ right to sue for non-economic – pain and suffering –
damages. Uninsured drivers would retain the right to sue for economic damages,
such as medical costs, damage to a vehicle and attorneys’ fees if it can be
proven that they did not cause the wreck.
The bill – HB1155 – would not
apply to drivers whose insurance is dropped for nonpayment and who have not
received 30 days’ notice of the policy’s cancellation.