The Oklahoma House unanimously approved a bill intended to help prevent
Sponsored by Rep. Thad Balkman, R-Norman, the bill would allow
consumers in Oklahoma to place security “freezes” on their credit information.
Once a freeze is in place, consumer reporting agencies would be required to
notify consumers anytime a third party attempted to access credit reports.
“Why should third parties have access to information that should be
confidential? Such loosely regulated provisions within the credit industry are
what have led to recent increase in identity thefts in the first place,” Balkman said in a written statement.
Consumers would not be charged to have a freeze placed on their credit
reports. Once consumers rescind the freeze, they would be required to pay up to
$10 for a second and subsequent request.
The measure also would require that if a security breach occurs, a
notice would be sent to the individual whose personal information may have been
Rules requiring consumer notification of data security
breaches are on the books in at least 15 states. Among the states with
new identity theft rules approved within the past year are Alabama, Connecticut, New Jersey, New York and North Carolina.
Another bill moving through the Oklahoma Legislature also would let
consumers freeze their credit reports.
Sponsored by Sen. Randy Bass, D-Lawton, the bill includes a provision
that would prohibit the sale of private cell phone records.
“I think many citizens would be horrified to learn that for less than a
hundred dollars, anyone with your name and cell phone number can buy records of
your last 100 incoming and outgoing calls,” Sen. John Ford, R-Bartlesville,
said in a written statement. “This bill will put a stop to the purchase of
To help prevent identity theft, authorities warn consumers should look
out for their own interests by reading their credit card statements, reviewing
their credit report once a year, and destroying unwanted credit card offers.
If you think you’ve been a victim of identity theft, you are encouraged
to file a police report and a complaint with the state attorney general’s
Balkman’s bill – HB2761 – has moved to the Senate for further
consideration. Bass’ bill – SB1748 – won unanimous consent in the Senate and
has been sent to the House.