Get truck insurance from the people fighting for truckers’ rights
No other truck insurance provider also works to protect the rights of all truckers.
In addition to its aggressive representation on behalf of truckers, the Owner-Operator Independent Drivers Association offers a complete range of affordable truck insurance products tailored to the needs of small-business truckers. OOIDA is the most experienced commercial truck insurance specialist in the country and has been at the forefront of developing low-cost insurance products for owner-operators since the mid-1970s.
Through a wholly owned subsidiary, OOIDA can provide you with the right information and a complete range of coverage and policy options for your business.
Truck insurance services are available from OOIDA in all states and the District of Columbia. Coverage availability varies by state.
Truckers can arrange monthly installments with OOIDA without large up-front payments and no additional finance costs.
- Expert advice from specialists.
- Complete range of coverages.
- Competitive rates with many discounts.
- Direct underwriting.
- Fast turn-around on binding decisions and documentation.
- No hidden renewal terms.
- Convenient monthly installments with no financing costs.
OOIDA offers owner-operators with authority:
- Primary liability, which protects the insured against loss from legal liability for bodily injury or property damage to another party.
- General liability , which protects you against liability claims for bodily injury and property damage arising out of premises, operations, products and completed operations as well as advertising and personal injury liability.
- Motor truck cargo (insurance against loss from legal liability for damage to goods or merchandise in the insured's care and custody in the ordinary course of transit).
- Physical damage (covers loss or damage to an insured vehicle caused by collision, fire, theft or vandalism on an actual cash value basis).
- Passenger accident (provides accidental death and dismemberment coverage and accidental medical expense coverage for guest passengers, with no deductible and no minimum age limits).
For leased owner-operators, OOIDA offers policies covering:
- Nontrucking liability (coverage while the truck is being operated for personal convenience).
- Unladen liability (coverage while the truck is being operated with an attached empty trailer, or without any trailer at all, whether dispatched or not).
- Bobtail liability (coverage while the truck is being operated without a trailer attached).
- Physical damage (covers loss or damage to an insured vehicle caused by collision, fire, theft or vandalism on an actual cash value basis).
- Passenger accident (accidental death and dismemberment coverage and accidental medical expense coverage for guest passengers, with no deductible and no minimum age limits).
In addition, OOIDA offers coverage sold in conjunction with physical damage policies:
- Roadside breakdown coverage.
- Supplemental towing and clean-up.
- Rental reimbursement.
- Personal property.
- Optional downtime coverage.
- Limited depreciation coverage.
- Trailer interchange.
- Gap insurance.
If you have questions about commercial truck insurance, look here or give OOIDA a call at 800-715-9369 Monday through Friday, 7:30 a.m. to 5:30 p.m. CST. Call the same number to get a quote or you can fill out forms here.
Smartphone apps from OOIDA help you cut costs, find help
OOIDA offers several apps to help truckers on the road deal with documentation, find help, and determine costs. They are available here.
Cost Per Mile – Helps figure your cost of operations per mile. Just enter in total miles ran, income, fixed and variable expenses and the app will calculate your cost per mile. Click here for Android phone.
Fuel Surcharge Calculator – A tool to assist you in knowing the “Freight Rate” you need to move your truck. Click here for your Android phone.
OOIDA 2290 – The easiest way for OOIDA Members to e-File Heavy Vehicle Use Taxes using the Form 2290. Click here for your Android phone.
Winter Chain Laws– This app provides you with the most current chain laws in each state. Click here for your Android phone.
TruckerDox – Presented by OOIDA, Truckerdox lets users sign, scan, save, and invoice as well as create a carrier packet that can be shared with customers. Secure loads faster by signing broker carrier agreements and confirmation sheets. Users can send them to customers directly from within truckerdox. Invoice faster by scanning proof-of-deliveries and creating complete invoices within minutes of delivery. Everything is saved in truckerdox cloud, where you can access your signed confirmation sheets, invoices, broker carrier agreements, and PODs. Click here for your Android phone.
Find Truck Service – Developed by Find Truck Service – Makes it easy and fast to find Truck Breakdown Services, including mobile repair and road service, truck repair shops, trailer and tire repair services, towing and recovery services, and truck and trailer OEM dealers. Truck stop locations are also listed and you can this app to find truck stops, pallet locations, lock out service, and more. Click here for your Android phone.
Nominate your favorite shipper for a Shipper of Choice Award
Know a shipper who does things right? Want to give them a pat on the back? Here’s your chance.
FreightWaves is seeking nominations for what it calls the Shipper of Choice Awards. It wants to bestow 100 of them to start with. The Shipper of Choice 100 will ultimately be winnowed down to the Shipper of Choice 25. FreightWaves publishes a daily transportation newsletter and provides market data on North American logistics.
According to the Freightwaves website, “The term ‘shipper of choice’ is used throughout the industry, but what does it take to be a good shipper? Driver friendliness, flexibility, accommodations, efficiency, and low detention times all come to mind.”
FreightWaves wants to “honor the companies that rise to the level of a true Shipper of Choice as voted on by the industry itself.” Nominees must be shippers — companies that send or transports goods by sea, land or air. Nominations are open to anyone in the industry.
Who has a better perspective on shippers good and bad than the drivers who serve them? That’s you.
For more detailed information and to nominate your favorite shipper, visit the FreightWaves website or click here.
The FreightWaves initiative is co-sponsored by Convoy.com, the web-based broker.
FreightWaves founder and CEO is 39-year-old Craig Fuller, whose father, Max Fuller, co-founded U.S. Xpress, where he is executive chairman. The CEO and president of U.S. Xpress is now Max Fuller’s oldest son, Eric.
OOIDA offers FDA-compliant training for food carriers and drivers
Motor carriers and drivers who transport food must be trained in the use of sanitary methods to reduce food safety risks.
As a service, The OOIDA Foundation offers online FDA training for a fee.
According to the Food Safety Modernization Act, signed into law in 2011, carriers and their drivers involved in transporting human animal food must retain records of written procedures demonstrating the cleaning, sanitizing and inspections of equipment in order to assure:
Vehicles and equipment involved with the transportation of food are in appropriate sanitary condition.
Previous cargo does not make the food unsafe.
Food that requires refrigeration for safety is under adequate temperature control.
Training also is required in addition to the written procedures.
Motor carriers and their drivers are required to undergo training concerning temperature management as well as the reporting requirements of the rule. This training must be documented by providing the date of training, the type of training, and the person or persons who were trained.
The OOIDA Foundation course meets all the training requirements of the rule. The course includes an hour-long training module, a test, a certificate of completion, a card to keep in the truck cab, and templates of written procedures and checklists for dry van trailers, reefers, flatbeds, liquid bulk tankers, and hopper bottoms. The cost is $100 per person.
You may register here.
Other OOIDA classes
OOIDA also offers other online training, including free courses on load boards, CVSA inspections, lease-agreements. These classes are free. Here is a list of these free classes offered by OOIDA.
Truck to Success course
OOIDA also is offering a course for drivers interested in becoming an owner-operator but are not sure where to start.
Truck to Success is a 2½-day intensive training for those ready to take their first steps toward becoming an owner-operator.
Truck to Success is scheduled for March 12-14 at the Courtyard by Marriott (816-228-8100) in Blue Springs, Mo.
The training is designed to follow a logical path of information on the transition from a company driver to an independent contractor. The training consists of expert trainers and interaction among participants.
The cost of this course is $495 per person and includes breakfast, lunch and snacks. Lodging is not included. The deadline to register is March 1.
Click here for more information on Truck to Success and to register.
Kenworth offers OOIDA members $1,000 incentive on new sleeper
OOIDA members are eligible for $1,000 in savings on qualifying purchases of new Kenworth sleeper trucks during 2019.
Eligible trucks are the Kenworth T680 and Kenworth T880 with a 52-inch or larger factory-installed sleeper. Both new stock and special order vehicles qualify.
For the 17th consecutive year, Kenworth has offered this incentive to OOIDA members. Last year, more than 500 Kenworth trucks were purchased by OOIDA members through this cooperative program.
Buyers must show their OOIDA membership card to their Kenworth dealer at time of purchase in 2019. A copy of the bill of sale and warranty, along with the buyer’s OOIDA membership number, must be mailed to: OOIDA, P.O. Box 1000, Grain Valley, MO 64029, or faxed to OOIDA at 816-229-0518.
The limit for one customer is three qualifying Kenworth trucks per year. Other limitations apply on the Kenworth rebate program. Check with a Kenworth dealership for more details.
More information on Kenworth trucks can be found at Kenworth.com.
Kirkland, Wash.-based Kenworth manufactures medium and heavy-duty Class 8 trucks. Kenworth is a division of Bellevue, Wash.-based Paccar Inc.
Clutch issue prompts recall of nearly 7,000 Freightliners and Western Stars
Daimler Trucks North America is recalling nearly 7,000 Freightliner and Western Star trucks over a clutch assembly issue, according to National Highway Traffic Safety Administration documents.
More specifically, 6,795 various models of Freightliner and Western Star trucks model year 2018-19 with Eaton ECA clutches are affected by the recall. According to NHTSA, an internal component in the clutch assembly may fail, possibly resulting in unintended vehicle movement. Unintended vehicle movement can increase the risk of a crash.
Affecting models include (all model year 2018-2019):
- Freightliner 108SD.
- Freightliner 114SD.
- Freightliner 122SD.
- Freightliner Business Class M2.
- Freightliner Cascadia.
- Western Star 4700.
- Western Star 4900.
- Western Star 5700.
Daimler will notify owners and have dealers update the software and repair any physical components. Recalls are scheduled to begin on Feb. 16. For questions, call DTNA customer service at 800-547-0712 with recall number FL-803. NHTSA’s number for this recall is 18V-903.
Nearly 7,000 Kenworth and Peterbilt trucks recalled for seat belt issue
Paccar is recalling nearly 7,000 Kenworth and Peterbilt trucks over an issue with the seat belt assembly, according to National Highway Traffic Safety Administration documents.
More specifically, 6,857 various models of Kenworth and Peterbilt trucks model year 2018 are affected by the recall.
According to NHTSA, the seat belt buckle assemblies on these vehicles may have been glued and not sewn during manufacturing, possibly causing the assembly to come apart under load, such as in the event of a crash. If the seat belt buckle assembly separates, it can prevent the occupant from being properly restrained in the event of a crash, increasing the risk of a crash.
Affected models include (all model year 2018):
- Kenworth T680.
- Kenworth T880.
- Peterbilt 567.
- Peterbilt 579.
Paccar will notify owners and dealers will replace the seat belt knuckle assemblies that were not sewn. Recalls began on Feb. 3. For questions, call Paccar customer service at 918-259-3258 with recall number 18KWG. NHTSA’s number for this recall is 18V-870.
November NAFTA freight experiences largest yearly decrease since July 2017
The U.S. Department of Transportation’s Bureau of Transportation Statistics reports that in November trucks moved more than 63 percent of NAFTA freight – with trains, planes, ships and pipelines picking up the rest. All but one mode, vessel freight, experienced a year-to-year increase, snapping a streak of six consecutive months of yearly increases across all five modes.
The value of freight hauled across the borders decreased by 7 percent compared with October, when freight increased by 9 percent from the previous month. This is the largest month-to-month decrease since July 2017, when NAFTA freight dropped by nearly 11 percent. Compared to November 2017, freight was up more than 2 percent. This marks the 25th consecutive month of year-to-year increases.
In 2017, March had the largest month-to-month increase (16 percent) since March 2011, when NAFTA freight was up more than 22 percent compared to February 2011. NAFTA freight declined by nearly 11 percent in July 2017, the largest decline for the year.
In March 2017, the index reached more than $100 billion for the first time since October 2014 before going back below that mark in April. That landmark was revisited in October 2017 and maintained through November 2017 before dipping below the $100 billion mark again in December. March marked the first month in 2018 to reach beyond $100 million, which has been maintained through at least November so far.
Trucks carried more than $65 billion of the more than $103 billion of imports and exports in November.
Year-to-year, Canada truck freight decreased by 2 percent, whereas Mexico freight rose by nearly 7 percent. Top truck commodities were computers and parts, electrical machinery, motor vehicles and parts, plastics and measuring/testing instruments.
Freight totaled $103.043 billion, down nearly $8 billion from the previous month but an increase of more than $2 billion from November 2017.
Pipeline freight accounted for the largest increase at 7.1 percent after an increase of 26.7 percent in October. Rail freight experienced an increase of 4 percent followed by trucks at 3 percent. Truck freight experienced increases of 9 percent in October and 4.2 percent in September. Vessel freight had the only decrease at 0.7 percent after reporting an increase of nearly 34 percent in October.
Approximately 57 percent of U.S.-Canada freight was moved by trucks, followed by rail at 16.4 percent. Of the $52.6 billion of freight moving in and out of Mexico, trucks carried nearly 70 percent of the loads.
Don't overlook the research resources OOIDA has gathered
Resources are available at OOIDA.com to help you keep abreast of issues facing the trucking industry.
These are resources in addition to reading Land Line Magazine, getting Land Line’s daily newsletters, regularly checking LandLineMag.com and listening to Land Line Now on SirusXM Channel 146 or archived podcasts at LandLineNow.com.
Under the Legislative menu tab, you can find a listing of state legislation here. The information is organized by state and goes back to 2010.
OOIDA’s list of priority issues for states include:
- Public/private partnerships.
- Uniform speed limits.
- Idling restrictions.
- Truck enforcement (parking, route restrictions).
- Automated enforcement (speed cameras, red light cameras, ticket quotas, ticketing for profit).
- Left lane use (truck lane restrictions, etc.).
- Snow and ice removal.
- 400-pound APU weight exemptions.
- Transportation funding (tolls, fuel taxes, P3's, registration fees, vehicle miles traveled taxes).
- Nnonconsensual towing.
- Cargo theft.
- Truck weights.
- Local enforcement
From time to time OOIDA issues news releases to print, digital and broadcast media. You have access to those news releases here.
To protect the rights of all truckers, when necessary OOIDA initiates litigation through both the state and federal court system to combat injustices and abusive treatment of truckers.
The focus of OOIDA's lawsuits has generally been directed at unscrupulous business practices by carriers for their own financial gain or to correct state or federal legislation that puts truckers at a disadvantage.
OOIDA has pursued legal action against about 30 states resulting in refunds of several hundred million dollars to truckers in addition to stopping the proliferation of unconstitutional practice of discriminatory and burdensome taxes and permit requirements.
Under the Court Actions menu tab, you can find a list of current court cases.
There also is a list of archived cases for review.
Further information can be found in the Special Reports archived here.
For a look at some of OOIDA's achievements over the past 4½ decades, check out the OOIDA Timeline organized by decade.
Members may also access OOIDA by-laws (password protected), find a listing of the members of OOIDA's executives and Board of Directors, and find the schedule for OOIDA's touring tractor-trailer, The Spirit of the American Trucker, skippered by Jon Osburn.
Another resource available to OOIDA members is the information available from the OOIDA Foundation.
The OOIDA Foundation was created to fund and sponsor research concerning economic and safety issues affecting the motor carrier industry.
There is a lot to find at the website, but don't overlook the OOIDA Foundation White Papers. These papers are compact explanations of OOIDA stances on various issues, including automated vehicle technology, CSA scores, electronic logging devices, driver training and more.
If you are pressed for time, the OOIDA Foundation offers One Pagers on a variety of topics, such as "Myth: One Truck Does More Damage than 9,600 Automobiles" and "The Dangers of Lane Restrictions."
Trucking industry kicks off 2019 with 3,600 more jobs
Net transportation jobs increased significantly in January after the first net loss in nearly two years in December. The transport sector gained nearly 27,000 jobs, due largely to a spike in the warehousing and storage subsector.
The truck transportation subsector experienced an increase of 3,600 jobs in January after the industry gained 3,000 in December and nearly 6,000 in November.
Warehousing and storage experienced the largest increase in the sector with more than 15,000 additional jobs, followed by couriers/messengers at nearly 7,000 and the trucking subsector with the third most. Only two subsectors experienced a loss: transit/ground passenger and “support activities for transportation.” Two subsectors saw no change, and two more added 300 or fewer, indicating little action throughout most of the transportation sector.
In 2018, the transportation and warehousing sector had a net gain of more than 200,000 jobs, up from 2017’s net increase of more than 185,000 jobs. Compared to the previous month, there was a net increase in jobs in every month in 2018 except December. February accounted for the largest one-month increase, with more than 28,000 jobs in the sector added to the economy. For the year, the trucking subsector had a net gain of 43,800 jobs in 2018, significantly higher than 2017’s net increase of 16,100 jobs.
Average hourly earnings for the transportation and warehousing sector was $24.54 for January – up 3 cents from December. Earnings were up 34 cents from January 2018. Hourly earnings for production and nonsupervisory employees went up a nickel to $22.20 from the previous month and up 64 cents year to year. Average hourly earnings for private, nonfarm payrolls across all industries were $27.56, a 3-cent increase from the previous month. Compared with a year ago, average earnings have gone up by 3.2 percent, or 85 cents.
According to the report, the unemployment rate for transportation and material-moving occupations dropped significantly to 5 percent, compared with 6.8 percent in January 2018. However, the rate increased 4.4 percent in December. Overall unemployment increased 0.1 percentage points to 4 percent. The number of long-term unemployed was mostly unchanged at 1.3 million, accounting for 19.3 percent of the unemployed.